Definition
Lender Credit
A contribution from the lender toward closing costs, given in exchange for a higher interest rate.
Nearby terms
Jumbo Loan
A loan exceeding the conforming limit for its county, underwritten to the lender's own guidelines rather than agency standards.
Junior Lien
Any lien subordinate to the first mortgage, paid only after it in a foreclosure.
Lien
A legal claim against a property securing payment of a debt, recorded in the county land records.
Loan Estimate
The standardised three-page disclosure a lender must provide within three business days of application, showing rate, terms and estimated costs.
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