Definition
Points
See discount points. Each point equals 1% of the loan amount.
Nearby terms
PITI
Principal, interest, taxes and insurance — the four core components of a mortgage payment.
PITIA
PITI plus association dues.
Portfolio Loan
A loan a lender keeps on its own books rather than selling, allowing underwriting flexibility outside agency guidelines.
Pre-Approval
A lender's conditional commitment based on verified income, assets and credit.
Ready when you are
See your real numbers before you fall in love with a house.
Live rates, a full cost breakdown, and a pre-approval you can shop with. It takes a few minutes and it does not lock you into anything.
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