Definition
Closing Disclosure
The five-page federal form detailing final loan terms and costs, required at least three business days before consummation.
Nearby terms
Chain of Title
The sequence of recorded ownership transfers for a property, from the earliest record to the present owner.
Closing Costs
All fees and charges payable at closing beyond the down payment, including loan costs, title, government charges, prepaids and escrow reserves.
Cloud on Title
Any claim, lien or encumbrance that impairs clear ownership and must generally be resolved before a sale can close.
Collateral
The property pledged as security for a loan, which the lender may foreclose upon if the note is not paid.
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