Definition
Truth in Lending Act
Federal law requiring disclosure of credit terms and costs, including APR and trigger-term rules in advertising.
Nearby terms
Title Search
An examination of public records to establish the chain of ownership and identify liens, easements and other encumbrances.
TRID
The TILA-RESPA Integrated Disclosure rule, which introduced the Loan Estimate and Closing Disclosure and their timing requirements.
Underwriting
The process of evaluating a borrower and property against programme guidelines to decide whether to make the loan.
USDA Loan
A government-guaranteed loan offering no down payment in eligible rural and suburban-fringe areas, subject to income limits.
Ready when you are
See your real numbers before you fall in love with a house.
Live rates, a full cost breakdown, and a pre-approval you can shop with. It takes a few minutes and it does not lock you into anything.
No fee · No obligation · Pre-approval typically under an hour · Call or text 24/7 · NMLS 2705737