Definition
Underwriting
The process of evaluating a borrower and property against programme guidelines to decide whether to make the loan.
Nearby terms
TRID
The TILA-RESPA Integrated Disclosure rule, which introduced the Loan Estimate and Closing Disclosure and their timing requirements.
Truth in Lending Act
Federal law requiring disclosure of credit terms and costs, including APR and trigger-term rules in advertising.
USDA Loan
A government-guaranteed loan offering no down payment in eligible rural and suburban-fringe areas, subject to income limits.
VA Loan
A loan guaranteed by the Department of Veterans Affairs for eligible service members and veterans, offering zero down payment and no monthly mortgage insurance.
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